Guarantees the loan in case of death or disability. That is to say; the borrower, after he gets a loan, he cosidered to be under contract woth the Takaful fund so he gives %2 or more or less of his loan.

This fund can be built through the following resources:

• The percentage that the borrower pays for the solidarity and protection, and his investment.
• %12.5 of the Zakat funds.